2 tablespoons butter or margarine
4 teaspoons all purpose flour
1/8 teaspoons garlic powder
3/4 cup milk
6oz sharp cheddar cheese
1 (3oz) pkg cream cheese, cubed
3 (10oz) pkgs frozen whole kernel corn, thawed
3oz ham, diced

• In a large saucepan, melt margarine or butter

• Stir in flour and garlic powder

• Add milk all at once

• Cook, stirring constantly, over medium heat until thickened and bubbly

• Stir in cheese

• Cook, stirring constantly, over low heat until melted

• Stir in corn and ham

• Transfer mixture to a 2 quart casserole dish

• Bake at 350 degrees for 45 minutes.